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Rising mortgage rates have clearly defined the 2022 housing market. With interest rates rising due to the Federal Reserve's Response to inflation- it has undoubtedly reduced housing affordability. But, because the rate increase had occurred during a highly competitive market with very little inventory and record high home prices, this has been the silver lining of the housing market as a wh...
Ideally, we’d like to work in a real estate industry in which everybody wins. Easier said than done. But contingencies, when used in good faith, help us get closer to that goal. What are contingencies? Basically, they’re conditions that can be placed on a transaction that, if not met, invalidate the transaction. This definition probably paints more of an “everybody l...
A global rise in inflation began to occur in the early months of 2021, due to numerous causes such as the pandemic-related fiscal and monetary stimulus, price gouging, supply shortages, and commencing from 2022, the Russian invasion of Ukraine. In order to tamper down rapid inflation, The Federal Reserve uses their main tool: the raise of interest rates- which increase the cost of borr...
With inventory still tight in most of our area, off-market properties are something you might want to know about. “Off-market” properties, also known as "pocket listings", are homes that are for sale but aren’t listed on multiple listing services yet. The benefit? Typically, there are no bidding wars, the sellers are flexible when it comes to the settlement date, ...
If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says: “Many young adu...
What does CMA stand for? CMA is short for Comparative Market Analysis. What is a CMA? A CMA estimates a home's price based on recently sold and similar properties in your immediate area. Real estate agents like myself create CMA reports to help sellers set listing prices for their homes and to help buyers make competitive offers. ...
Maybe you just found your dream home. Or maybe you just realized that the living situation that’s worked for you in the past isn’t cutting it today. It’s all good until that dreaded moment when you seek home loan pre approval… only to get denied. Where can you go from here? Ten times out of ten, we’d tell you to talk with a compassionate real estate agent. You kno...
Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to buy a home, here’s why it makes sense to move before the spring market pick...